I've been working a lot lately in Central City doing mostly FHA reverse mortgages.  I feel good doing this work because the folks that came back to renovate their homes really had tough going.  Many were taken advantage of by "contractors" that were either incompetent or just crooks that ran off after taking thousands of dollars.  At the house I completed today the elderly woman on oxygen explained that after the home was finished it turned out to have Chinese drywall and all of it had to be ripped out and started again.  This is exhausting for anyway, but must be really tough on the elderly.  If the reverse mortgage works and their lives can become a bit more comfortable that's great news to me.  These are appraisals I'm especially happy to do.